ICICI Bank Introduces Cardless Cash Withdrawal Using iMobile App: Here’s How it Works

ICICI Bank has a cardless cash withdrawal system at over 15,000 of its ATMs, wherein customers can withdraw money without using debit cards

ICICI Bank recently introduced a cardless cash withdrawal system using which, customers can withdraw cash from the bank’s ATMs without using their debit cards. ICICI Bank says that customers can now use the iMobile app to withdraw cash in a simple and safe mode. The service in now available across 15,000 ICICI Bank ATMs across the country.

Benefits of Using Cardless Cash Withdrawal According to ICICI Bank

According to the bank, the following are the benefits of using the cardless cash withdrawal system:

  • No card or ATM PIN is required.
  • The risk of card skimming is eliminated.
  • The cardless cash withdrawal process is relatively faster when compared to using the card to withdraw money.
  • There are no charges involved.
  • Customers can withdraw up to Rs 20,000.

How to Withdraw Cash Using iMobile App of ICICI Bank

  • Customers will first have to log in to the iMobile app.
  • Select the services option in the app.
  • Then go to the ‘Cardless Cash Withdrawal’ option.
  • Customers will then have to enter the amount and a temporary PIN.
  • Submit the request.
  • A reference number will then get generated and sent through SMS to the registered mobile number of the customer using which cash can be withdrawn from ICICI Bank ATM.
  • At the ATM, customers will have to select the Cardless Cash Withdrawal option, enter the reference number sent to their mobile, temporary PIN, and amount to successfully withdraw money.
  • All the details should match the figures entered in the respective customer’s iMobile app.

7 responses to “ICICI Bank Introduces Cardless Cash Withdrawal Using iMobile App: Here’s How it Works”

  1. Kumaran says:

    Instead of cardless cash withdrawal they should bring the contact less cash withdrawal. By using app one can scan the machine qr code and enter cash required in mobile itself. By this, touching common screen or buttons can be avoided in this pandemic situation.

  2. Frisco says:

    Operating the ATM buttons is simple. They are brilliant and safe. What IS a risk is the ATM room itself as many people using it, one doesn’t know who coughed, who sneezed inside an enclosed and poorly ventilated ATM room!!

  3. Hemant Naik says:

    Risk is anybody can use your mobile and withdraw money

  4. Karan says:

    Its not free. They charge Rs. 25.

  5. GULNAZ ANWAR says:

    ICICI BANK is the biggest theif.
    During lockdown on march 29,I received the SMS of debiting 25000 from my account,I called customer care they confirmed it is technical issue amount will be credited back within 2 to 3 days.
    After my amount did not credited in account I submitted police complaint paper all the documents asked by the bank, but till now I did not receive any help from the bank and my hard earning.
    This is BHOPAL Marwari Road ICICI BANK.

  6. Suyash Jain says:

    I am not sure if this will increase any kind of safety, even now ATM money theft on knife is very much possible, this is even more frustrating process and increase the dependency on mobile network.

    This could be just considered as the another way of withdrawing cash from ATM.

  7. Santhosh says:

    It is having cumbersome process rather than using card to withdraw the cash from ATM.Wastage of time ,in my view using card is simplier than this card less withdrawal . Anything can be considered useful when it makes the process easy in comparision with the earlier method . Let the bank has to adopt some other easy way method to get the attention of customers.

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