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ICICI Bank Introduces Cardless Cash Withdrawal Using iMobile App: Here’s How it Works

ICICI Bank has a cardless cash withdrawal system at over 15,000 of its ATMs, wherein customers can withdraw money without using debit cards

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DQINDIA Online
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ICICI Bank

ICICI Bank recently introduced a cardless cash withdrawal system using which, customers can withdraw cash from the bank’s ATMs without using their debit cards. ICICI Bank says that customers can now use the iMobile app to withdraw cash in a simple and safe mode. The service in now available across 15,000 ICICI Bank ATMs across the country.

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Benefits of Using Cardless Cash Withdrawal According to ICICI Bank

According to the bank, the following are the benefits of using the cardless cash withdrawal system:

  • No card or ATM PIN is required.
  • The risk of card skimming is eliminated.
  • The cardless cash withdrawal process is relatively faster when compared to using the card to withdraw money.
  • There are no charges involved.
  • Customers can withdraw up to Rs 20,000.

How to Withdraw Cash Using iMobile App of ICICI Bank

  • Customers will first have to log in to the iMobile app.
  • Select the services option in the app.
  • Then go to the ‘Cardless Cash Withdrawal’ option.
  • Customers will then have to enter the amount and a temporary PIN.
  • Submit the request.
  • A reference number will then get generated and sent through SMS to the registered mobile number of the customer using which cash can be withdrawn from ICICI Bank ATM.
  • At the ATM, customers will have to select the Cardless Cash Withdrawal option, enter the reference number sent to their mobile, temporary PIN, and amount to successfully withdraw money.
  • All the details should match the figures entered in the respective customer’s iMobile app.
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